Credit Intermediation in the European and Swiss Market

A comprehensive professional monograph on credit intermediation in the European and Swiss markets, updated to 2026.The book examines the regulatory perimeter governing credit intermediation across the European Union, the European Economic Area and Switzerland, with particular attention to the Mortgage Credit Directive (MCD), Consumer Credit Directive II (CCD II), cross-border activity, European passporting, host-state requirements and the boundaries of reserved and unauthorized activities.It addresses credit advisory services, tied and non-tied intermediation, independent brokerage, enforcement, professional liability, professional indemnity insurance, AML/CFT, digital credit distribution, automated processes, artificial intelligence and consumer protection.The work includes detailed analyses of Austria, Italy, Switzerland, Liechtenstein and Slovenia, together with comparative regulatory profiles for EU and EEA jurisdictions. Particular emphasis is placed on distinguishing domestic authorization, the scope of MCD passporting and the regulatory obligations imposed by host states.Designed for credit intermediaries, financial advisers, lawyers, compliance professionals, financial institutions and other practitioners involved in cross-border lending and financial-services regulation.This publication is a technical, professional and comparative legal study and does not constitute legal, tax or regulatory advice for any specific case.